Greyson Law Center

Collections Harassment

Debt collectors can be a daunting presence in anyone's life. Unfortunately, some overstep the boundaries of the law, resorting to aggressive, illegal tactics that violate the FDCPA.

At Greyson Law Center, we empathize with the challenges you face and excel at guiding clients through these tough situations, helping them reclaim their financial independence. Our expert team of attorneys, with a wealth of experience in consumer protection law, including the FDCPA, is dedicated to providing personalized attention and vigorous advocacy to defend your rights.

What is the FDCPA?

The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive debt collection practices. It governs those who collect debts on behalf of others, such as collection agencies, attorneys, and companies purchasing delinquent debts. The FDCPA strictly prohibits the use of abusive or unfair methods in debt collection. Collectors in violation of the FDCPA may face damages ranging from $100-$1,000 per violation.

Choose Greyson Law Center for a supportive, knowledgeable partner in your pursuit of financial freedom. Together, we'll navigate these challenges and build a brighter, debt-free future.


Navigating Collection Harassment

Collection harassment happens when debt collectors engage in aggressive or threatening behavior to pressure you into repaying a debt. This may involve excessive phone calls, emails, or other communication methods designed to intimidate or embarrass you. Examples include:

  • Multiple daily calls

  • Profane language

  • Legal threats

  • Contacting family members or employers

  • Using false information for debt collection

Understanding FDCPA Violations

The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive debt collection practices. Violations include:

  • Calling before 8am or after 9pm without permission

  • Contacting you at work after you've requested otherwise

  • Threatening violence against you or your property

  • Publicly disclosing your name as a debtor

  • Falsely claiming to be lawyers or government representatives

  • Making false threats of legal actions

  • Using obscene language

  • Refusing to provide debt verification

  • Misrepresenting the owed amount or attempting to collect more than legally allowed

  • Contacting third parties about your debt (friends, family, employers, etc.)

Our Solutions at Greyson Law Center

At Greyson Law Center, our seasoned attorneys possess years of experience in tackling complex legal matters related to collection harassment. Combining our legal expertise with a compassionate approach, we work relentlessly to safeguard your rights and bring an end to any unlawful practices. We provide:

  1. Free consultations: We take the time to understand your unique situation before determining the most effective strategy.

  2. Meticulous paperwork: We ensure that all essential documents are filed correctly for a fair court hearing.

  3. Comprehensive document review: Our team carefully examines all relevant documentation to identify any legal violations.

  4. FDCPA violation resolution: If we uncover FDCPA breaches, our attorneys file a complaint and potentially obtain damages on your behalf.

  5. Negotiations with creditors: We work to secure favorable payment plans and resolutions to alleviate your financial burden.

  6. Legal representation: We stand by you in court proceedings, providing unwavering support and expertise.

Our client-focused approach ensures you receive personalized attention and exceptional service every step of the way. Choose Greyson Law Center for a dependable, experienced partner dedicated to guiding you through challenging financial situations and leading you towards a brighter future.